Top Smartphones Under 100K: The Ultimate Guide for 2025

In 2025, the smartphone market is filled with cutting-edge technology, stunning designs, and performance that could rival any flagship device. While some premium phones come with hefty price tags, there’s still a range of options under ₹100,000 that offer incredible value for money. Whether you’re after performance, camera quality, or simply a premium experience, this guide will help you find the best smartphone for your needs, without breaking the bank.

1. Apple iPhone 15

Price: ₹79,999 (starting)

Apple’s iPhone 15 delivers the signature premium experience with its sleek design, powerful A17 Bionic chip, and industry-leading camera capabilities. With a 48 MP main camera, Deep Fusion, and Night Mode, the iPhone 15 is perfect for users who want a fantastic camera and seamless iOS experience. The display is stunning with a 6.1-inch OLED screen, while the battery life remains impressive despite the slim profile.

Why Buy?

  • Unmatched performance with A17 Bionic chip
  • Best-in-class camera system
  • Premium build quality and seamless iOS ecosystem

2. Samsung Galaxy S24

Price: ₹89,999 (starting)

Samsung’s Galaxy S series has long been synonymous with excellence, and the Galaxy S24 is no exception. The 6.2-inch Dynamic AMOLED 2X display offers sharp colors and fluid motion with a 120Hz refresh rate. Powered by the latest Snapdragon 8 Gen 3 processor, this phone delivers smooth multitasking, gaming performance, and excellent efficiency. The 50 MP primary camera, paired with a 12 MP ultra-wide and 10 MP telephoto, ensures stunning photos in any condition.

Why Buy?

  • Brilliant 120Hz AMOLED display
  • Powerful Snapdragon 8 Gen 3 chipset
  • Versatile camera system

3. OnePlus 12

Price: ₹74,999 (starting)

OnePlus continues to deliver incredible performance at a competitive price, and the OnePlus 12 takes this legacy forward. It boasts a 6.7-inch Fluid AMOLED display with a 120Hz refresh rate and is powered by the Snapdragon 8 Gen 3 processor. The 50 MP primary camera delivers sharp, vibrant images, and the 100W fast charging ensures you’re back up and running in no time.

Why Buy?

  • Excellent display and fast refresh rate
  • Great overall performance at a reasonable price
  • Reliable battery life and ultra-fast charging

4. Google Pixel 9 Pro

Price: ₹94,999 (starting)

For users who prioritize photography and AI-enhanced experiences, the Google Pixel 9 Pro is the phone to consider. The 50 MP main camera combined with Google’s software optimization makes it one of the best devices for photography in this price range. With a 120Hz OLED display and the powerful Tensor G3 chip, the Pixel 9 Pro offers a smooth and intuitive experience. It also features an excellent clean Android interface that gets the latest updates directly from Google.

Why Buy?

  • Exceptional camera performance with AI features
  • Clean, fast Android experience
  • Regular and fast software updates

5. Xiaomi 14 Pro

Price: ₹89,999 (starting)

Xiaomi’s 14 Pro is a premium device that comes packed with features. It offers a 6.73-inch AMOLED display with a 120Hz refresh rate and HDR10+ support for vibrant visuals. The 50 MP primary camera, coupled with 3x optical zoom, takes impressive shots in both daylight and low-light conditions. Powered by the Snapdragon 8 Gen 3 chip, the 14 Pro is a powerhouse when it comes to performance, offering excellent gaming and multitasking capabilities.

Why Buy?

  • Strong performance with Snapdragon 8 Gen 3
  • Great camera setup with zoom functionality
  • Premium design and solid build quality

6. Oppo Find X6 Pro

Price: ₹94,999 (starting)

Oppo’s Find X6 Pro is an excellent flagship phone under ₹100,000. The 6.82-inch AMOLED display is one of the best in class, offering sharp and vibrant colors with 120Hz refresh rate. The device is powered by the Snapdragon 8 Gen 3 chipset, making it a beast for gaming and multitasking. The 50 MP primary camera and 50 MP ultra-wide camera ensure fantastic photos with a wide range of perspectives.

Why Buy?

  • Stunning AMOLED display with high refresh rate
  • Strong overall performance with Snapdragon 8 Gen 3
  • Excellent camera system

7. Realme GT 3 Pro

Price: ₹69,999 (starting)

Realme’s GT series is known for delivering flagship-level specs at a more affordable price point, and the Realme GT 3 Pro is no different. With a 6.74-inch AMOLED display featuring a 120Hz refresh rate and powered by the Snapdragon 8 Gen 3, this phone is perfect for users who want power without the price tag. The 64 MP primary camera and 32 MP selfie camera make it a solid choice for photography enthusiasts.

Why Buy?

  • Excellent value for money
  • Smooth performance and fast charging
  • Good camera quality

Conclusion

There are several smartphones under ₹100,000 in 2025 that offer amazing features, exceptional performance, and premium designs. Whether you prefer the iPhone’s ecosystem or prefer Android with all its customizations, there’s something for everyone in this range. The Apple iPhone 15 and Samsung Galaxy S24 stand out for their all-around excellence, while the OnePlus 12 and Realme GT 3 Pro are perfect for those seeking powerful performance at a lower price point.

Ultimately, your choice will depend

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